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Will We Still Need Cash in the Future?

Last year, Singapore Prime Minister Lee Hsien Loong urged the country to make headway in the e-payment space in order to truly become a smart nation This has led to an increase in the number of businesses going cashless.

In fact, even stalls((1)in food centers have already started offering cashless payments by using mobile wallets, which have become an increasingly popular e-payment choice.Before paying, you need to download an app first .Next, link your credit or debit card to the electronic wallet function.Then e-payment is usually made by scanning a unique code to the merchants and then keying in the payment amount when you pay the bill.

Since a cashless age is about to arrive,it's time to learn about some of the e-payment choices beforehand.

1.PayNow

This electronic money transfer service allows you to send money immediately to anyone in Singapore as long as you have the payees mobile number or identity card number.This means you no longer need to know their bank account details, as long as they have a bank account.

The service has now expanded拓展)to include making payments at participating businesses and retail shops.

2.GrabPay

Started by the Singapore-based ride-hailing(網約車)company this is an e-wallet choice that was first used to pay for Grab rides.Since then it has expanded to include over 200 other merchants,including F&B outlets and services, such as hair and beauty salons.

GrabPay is also used at more than 500 F&B merchants in eight cities in Malaysia.

3.We Chat Pay

As one of the most popular cashless payment methods in China with over 600 million users.WeChat Pay is now available in Malaysia, making it the first country outside of China to use the app in a local currency(貨幣)

To use the Quick Pay" function, which is the Qr-based payment system, users will first need to top up the app's mobile wallet by transferring the amount needed.

1.What do you need to do first before paying with mobile wallets?

2.Is it necessary to know the payee's bank account details when using Pay Now?

3.What was GrabPay first used to pay for?

4.How many WeChat Pay users are there in China?

5.Why does the writer introduce the three e-payment choices?

Answer 1