【題目】聽下面一段獨白，回答以下小題。

【1】【1】What is the speaker mainly talking about?

A. The difficulties in applying for a credit card.

B. Different types of credit cards.

C. Things to notice when choosing a credit card.

【2】【2】Why is it easy to apply for a credit card?

A. Credit card offers are everywhere.

B. Credit card offers often sound good.

C. There are different cards to choose from.

【3】【3】What kinds of cards should you apply for if you are new to credit cards?

A. Cards with a low interest rate.

B. Cards with a low annual fee.

C. Cards with a low credit limit.

【4】【4】How many questions should you consider before applying for a credit card?

A. 3. B. 4. C. 5.

【答案】

【1】【1】C

【2】【2】B

【3】【3】C

【4】【4】C

【解析】Good afternoon, ladies and gentlemen! Welcome to today’s Commercial Life. Credit card offers are everywhere--- in your mailbox, on the Internet and in the stores you shop in. It’s easy to apply for a credit card because the offers always sound good, but have you really stopped to think about whether the cards they offer are the right card for you? Before you choose a credit card, get the answers to a few key questions.

What kind of card is it? There are many different types of credit cards to choose from: regular credit cards, rewards credit cards, and student credit cards, to name a few. Understand what kind of card you’re applying for before filling out the application.

How are you going to use the credit card? If you often go on business trips, you should choose a card that allows you to accumulate airline miles and exchange them for travel expenses. Or do you plan to carry a balance form one month to the next? A credit card with a low interest rate is ideal. Choose a card according to your need.

What is the credit card limit of the card? If you are new to credit, it’s wise to start with a low credit limit as then you will learn responsile credit card habits.

What are the rewards? Some credit cards offer rewards for using your credit card. Make sure you fully understand the reward structure and the amount of purchases you have to make to receive the reward.

What are the fees? You should know the amount of any fees. The most common types of fees include: annual fees, late fees, and over-the-limit fees.

【1】【1】解析略。

【2】【2】解析略。

【3】【3】解析略。

【4】【4】解析略。

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