閱讀理解

  Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to eliminate costly paper handling or teller interactions in an increasingly competitive banking environment.

  Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking.Online banks are sometimes referred to as “brick-to-click” banks, both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking, as well as from “virtual” banks that have no physical branches or tellers whatsoever.

  The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it.Most of the large banks can now offer fully safe, fully functional online banking for free or for a small cost.As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common place as automated teller machines(ATM).

  Online banking has a lot of advantages.Unlike your corner bank, online banking sites never close; they’re at hand 24 hours a day, seven days a week, and they’re a mouse click away.If you’re out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business.Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds.Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

(1)

The word “eliminate” in the first paragraph probably means “_________”.

[  ]

A.

Keep

B.

remove

C.

reduce

D.

improve

(2)

What is the challenge for the banking industry according to the text?

[  ]

A.

To make online banking attractive.

B.

To open new services all over the world.

C.

To offer online banking for free.

D.

To take care of business 24 hours a day.

(3)

From the text we can conclude that _________.

[  ]

A.

“brick-to-click” banks are in fact another kind of physical banks

B.

the function of a “brick-to-click” bank is as common as that of an ATM

C.

a “ brick-to-motar” bank is no better than a virtual one

D.

customers can deal with their banking by a mouse click

(4)

What would be the best title for this text?

[  ]

A.

Banking of Various Forms

B.

Improvement of Banking Industry

C.

Development of Online Banking

D.

Functions of the “Brick-to-Click” Bank

答案:1.B;2.A;3.D;4.C;
解析:

(1)

本題為猜測詞義題。網(wǎng)上存錢當(dāng)然就用不著昂貴的“paper handling or teller(出納員)interactions”了,所以eliminate的意思是“除去”。

(2)

本題為細(xì)節(jié)題。根據(jù)第三段“The challenge(挑戰(zhàn))for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it.”可知網(wǎng)上銀行努力使人們樂意學(xué)習(xí)使用它,并信任它,也就是要使它有吸引力。

(3)

本題為推斷題。網(wǎng)上銀行當(dāng)然是使用鼠標(biāo)進(jìn)行操作了。A項中physical banks 是與虛擬的銀行相對的;B項的意思是網(wǎng)上銀行的功能和ATM一樣,原文中的意思是功能齊全的網(wǎng)上銀行和ATM一樣平凡;C項中no better than的意思是as bad as,原文中得不出這樣的結(jié)論。

(4)

本題為歸納標(biāo)題題。這篇短文是以說明on line 即brick-to-click bank為主的,但不只是說它的功能,還提到了它的優(yōu)勢\,它數(shù)量的增加\,它面臨的挑戰(zhàn)等,所以C項最合適。


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閱讀理解

  In the middle of winter, when snow is falling in many parts of the United States. Scientists have sounded the sun this summer. The warning: The sun’s summer time rays are more dangerous than once thought.

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[  ]

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  Some kids start to drink alcohol(酒精)at a young age.They think it is part of becoming an adult.They also think drinking is not that bad because so many people do it.They feel it is not as bad as taking drugs.It is easy for kids to get liquor(酒精飲料)by using fake identification(偽造證件).

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(1)

Which of the following is NOT the reason why some kids have an early start of drinking?

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They want to show their maturity(成熟)by drinking alcohol.

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Drinking alcohol is much cooler than taking drugs.

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They can get liquor easily.

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According to the passage, what changes may happen to the kids who start drinking?

[  ]

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Nothing serious will happen to them.

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They keep the same eating and sleeping habits.

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Sometimes they act secretly.

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[  ]

A.

punish them at once

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ask the police for help

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ask their children's friends for help

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set up curfews and rules about parties or other events with other parents.

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Which is the main subject discussed in the passage?

[  ]

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Teen health

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Teen drinking

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From the last sentence of the first paragraph, we can see ________.

[  ]

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  Sydney-A shark savaged a schoolboy's leg while he was surfing with his father at a beach in Sydney on February 23.It was the third shark attack along the coast of Australia's largest city in a month.

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What do we know about the city of Sydney from the passage?

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It is one of the largest cities in Australia.

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Sydney harbor is not far from the famous Opera House.

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There are many locals and tourists on its coast all the year round.

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The underlined word“savaged”in the first paragraph probably means“________”.

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attracted

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dragged

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bit

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packed

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he was losing much blood when he was dragged out

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he may be in danger of losing his leg

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he was injured in the right leg

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(1)

What do we know about the city of Sydney from the passage?

[  ]

A.

It is one of the largest cities in Australia.

B.

Sydney harbor is not far from the famous Opera House.

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[  ]

A.

attracted

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dragged

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bit

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packed

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[  ]

A.

he was losing much blood when he was dragged out

B.

he was very nervous when he was sent to hospital

C.

he may be in danger of losing his leg

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he was injured in the right leg

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All the following are the causes of Australia’s sharks increasing EXCEPT that _________.

[  ]

A.

environmental protection has created a cleaner environment

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a ban on commercial fishing has increased fish numbers

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many shark species are protected in Australian waters

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  A ban on smoking in public places has come into force in China – home to a third of the world's smokers.

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(1)

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[  ]

A.

66%

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are concerned about

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Because those people don't want to be punished.

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Because nobody takes notice of the rules.

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[  ]

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only rely on educating people

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take more effective measures

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