13.At primary school in New Zealand,I was introduced to a school savings account run by one of the local banks.When our money box was full,we took it to the bank and watched with pride as our coins flowed across the counter.As a reward,we could choose our next money box from a small variety,and start the whole savings routine again.Every week I watched my parents sort out the housekeeping and"make ends meet".Sometimes it was annoying to wait for things we really felt we needed.
Later,as a university student,I managed on an extremely small student allowance.Students were ignored by banks then,because we were so poor,and there was no way I could have gotten credit,even if I had tried.We collected our allowance three times each year,deposited it to the best advantage and withdrew it little by little to last until the next payout of the allowance.
When our daughter,Sophie,began to walk,we made a purposeful choice to encourage her to use money wisely.We often comment when the TV tells us"You owe it to yourself to borrow our money"-to whom do we really owe it?And what would happen if our income were reduced or dried up?Now,as a 12-year-old child,it's almost embarrassing to see her tight"financial policy",and wait for the unavoidable holiday sales to buy what she wants.
I agree that financial education in schools is very important.But the root of the problem lies with us and the way we behave as role models to those who follow.
25.What did the author learn from her parents?D
A.How to become a banker.
B.Where to open a savings account.
C.Where to choose a money box.
D.How to make ends meet.
26.How did the author manage the student allowance?C
A.He applied for a credit card.
B.He spent it three times a year.
C.He put it in the bank.
D.He seldom withdrew it.
27.What reflects Sophie's tight"financial policy"?B
A.Reducing her savings.B.Buying things on sales.
C.Canceling holiday plans.D.Borrowing money from banks.
28.What's the text mainly about?D
A.Parents,money problems.
B.Students'school performance.
C.Children's saving behavior.
D.Children's financial education.
分析 本文屬于說明文閱讀,作者通過這篇文章主要向我們描述了作者的親身經(jīng)歷,他從小學(xué)就學(xué)會管理自己的零花錢,后來更是把這種理財教育實施在他的女兒身上,以此來強調(diào)兒童理財教育的重要性.
解答 25.D.細節(jié)理解題.根據(jù)文章第一段"Every week I watched my parents sort out the housekeeping and"make ends meet""可知每周我都會看到父母整理家用,量入為出;故選D.
26.C.細節(jié)理解題,根據(jù)文章第一段"When our money box was full,we took it to the bank and watched with pride as our coins flowed across the counter"可知當(dāng)我們的錢盒子是滿的,我們把它帶到銀行,驕傲地看著它們被存起來;故選C.
27.B.推理判斷題.根據(jù)文章第三段"Now,as a 12-year-old child,it's almost embarrassing to see her tight"financial policy",and wait for the unavoidable holiday sales to buy what she wants"可知作為一個12歲的孩子,這是看到她緊張的金融政策是令人尷尬的,只能等待假期減價是買她想買的,可推測購買打折商品是她財政緊張的表現(xiàn);故選B.
28.D.主旨大意題.通讀全文,可知本文講述作者在小學(xué)時就學(xué)會如何管理自己的零花錢,根據(jù)最后一段"I agree that financial education in schools is very important"可知作者認為在學(xué)校的理財教育是十分重要的;故選D.
點評 考察學(xué)生的細節(jié)理解和推理判斷能力,做細節(jié)理解題時一定要找到文章中的原句,和題干進行比較,再做出正確的選擇.在做推理判斷題不要以個人的主觀想象代替文章的事實,要根據(jù)文章事實進行合乎邏輯的推理判斷.