Money is stressful. For the seventh year in a row, the APA’s annual Stress in America survey found that money is the top source of stress for American adults. More than a quarter of Americans say they feel stressed about money most or all of the time. Only 30 percent rate their financial security as high, and more than two-thirds believe that more money would make them happier.People commonly deal with anxiety by avoiding whatever it is that makes them anxious. Unfortunately, if you avoid dealing with your finances, you’ll likely create more financial problems, and more anxiety, in the long term.

Money matters are too important to ignore. Financial inability is linked to money mismanagement and to debt. Debt, in turn, is associated with lower self-confidence, lower productivity and greater stress. Unsurprisingly, research has also linked financial pressure to desperation (絕望).

We develop our beliefs and attitudes about money early in life. Often, we aren’t even consciously aware of what our beliefs are, let alone where we learned them. If you’re dealing with financial avoidance or financial rejection, it can help to think critically about the money beliefs you learned in childhood. Think about what your parents taught you about money. Talk to family members about their money beliefs. Then try to challenge your existing beliefs about money.

Many people feel embarrassed about their debt, ashamed that they let bank statements pile up unread. But that shame keeps you stuck. Try to move past the self-blame so you can take some concrete steps toward financial health.

1.What do we learn about American adults from the text?

A. Money causes them the main stress.

B. They care about money most.

C. They need money very much.

D. Their financial security is high.

2.What does the author think of avoiding financial stress?

A. It’s understandable. B. It’s harmful.

C. It’s helpful. D. It’s useless.

3.According to the text, our money beliefs are developed from .

A. examples of family members B. attitudes of neighborhood

C. experiences of childhood D. influences of parents

4.What can people do to get financial health according to the author?

A. Repay their debt. B. Read their bank statements.

C. Overcome their self-blame. D. Challenge existing money beliefs.

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