Question

【題目】Setting aside for a rainy day

It’s a common regret in life that we spend more than we save---money that could go into a savings account or into a pension. Whatever age you are, it’ s never too late to start thinking about saving for your future. Here are several ways to get you going.

【1】

It’s hard to know what you can afford to save if you don’t have an accurate budget, so doing this is a key first step. Once you’ve made a record of everything you spend each month and everything you earn, you’ll be able to see how much money you have left.

Get into a regular habit

【2】 Payday is great as you won’t be tempted (誘惑）to spend the cash. You can also set up a standing order to move money automatically into a savings account each month, so you won’t forget.

【3】

There are different places you can put your savings, from tax-free ISAs(Individual Saving Accounts) to high-interest current accounts. Wherever you choose, keep an eye on the interest rate. Many have high rates for the first year and drop down afterwards. 【4】

Set yourself a goal

If you know exactly what you’re saving for, it’s far more likely you’ll keep putting money away. 【5】It’s also worth thinking about building an emergency fund for unexpected expenditures.

A.The earlier the better.

B.Earn as much interest as you can

C.Find out what you can afford to save

D.If that happens, look to move your money elsewhere.

E.Choose a fixed day each month to put money into savings.

F.If you don’t have much left after bills and essentials, you can use your budget to find ways to cut back.

G.It could be to make sure you’re comfortable in the future and have a relatively high standard of living

Answer 1

【答案】

【1】C

【2】E

【3】B

【4】D

【5】G

【解析】

本文是一篇說明文。文章介紹了如何合理理財(cái)以防患于未然。

【1】由下文中的Once you’ve made a record of everything you spend each month and everything you earn, you’ll be able to see how much money you have left.可知，本段建議讀者“搞清楚自己每月可以存多少錢”。故選C。

【2】由本段標(biāo)題Get into a regular habit及下一句中的Payday is great可知，這里是說“每月選擇固定的時(shí)間存錢”。故選E。

【3】由下文中出現(xiàn)的interest rate及關(guān)注其高低變化可知， “盡可能多地賺取利息”符合本段大意。故選B。

【4】D項(xiàng)中的“If that happens”承接上一句中的“第一年利息高，第二年利息下調(diào)”。故選D。

【5】設(shè)空處與下一句“It’s also worth thinking about…”都是存錢的“目標(biāo)”。故選G。