In life, we should try to combine both money and happiness together. To do this I suggest the following steps:

Consider the Importance of Simplicity(簡樸)

The aim of life should not be to control as many belongings and as much wealth as possible. If you feel happiness is directly related to material belongings, you are making a mistake. We should learn to be pleased with what we have and appreciate the advantages of simplicity.

Do Not Take Money Too Seriously

Does it pain you to spend your own money—even if it is for something useful? The problem with this, however, is that if we are always unwilling to spend money, we miss the whole point of making it. We should look at money in this way: spending money enables more to come into our lives. It is no good saving a large amount of water unless we use it to produce power; similarly, it is no use accumulating savings if we feel unwilling to spend them.

Reduce Financial(財政的) Worries to the Lowest Degree

We will be happy if we can make money a small part of our lives. To be able to do this, we need to prevent creating situations of debt(負(fù)債) as getting out of debt can be difficult and stressful. If you do need to go into debt, plan ahead and find a loan(貸款) which is clear and manageable to repay. Try not to make risky investment plans, as these give you the possibility to gain more as well as to lose a lot more.

Do Not Live to Work

If you spend all your time working, you will have no opportunity to spend your money. Don't feel guilty about turning extra work down; it is also important to have a rest. It is good if we can feel pleased with work, but if we only spend time working then our lives will be short of a proper balance.

Title: Is Money 1. to Happiness?

Four steps

How to combine money with happiness properly in our life？

2. our life

●We shouldn't equal the aim of life with material

●Instead, we should learn to 3. what we have

Keep a proper 4. towards money

Don't feel painful when you spend your money on necessary things, because it is 5. to accumulate savings if you don't want to spend it

Try to reduce financial worries

●Try not to get into debt 6. you have to

●7. risky investment plans in case of a great loss

8. your work and rest

●Give yourself 9. to enjoy your life as much as possible

●It is not wrong to 10. extra work to have a rest

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