Question

Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons: a combination of savings, income, scholarships, and a modest amount of borrowing. Then her husband lost his job, and the plan fell apart.

“I have two kids in college, and I want to say ‘come home’, but at the same time I want to provide them with a good education.” says Jacobs.

The Jacobs family did work out a solution. They asked and received more aid from the schools, and each son increased his borrowing to the maximum amount through the federal loan (貸款) program. They will each graduate with $20,000 of debt, but at least they will be able to finish school.

With unemployment rising, financial aid administrators expect to hear more families like the Jacobs. More students are applying for aid, and more families expect to need student loans. College administrators are concerned that they will not have enough aid money to go around.

At the same time, tuition（學(xué)費）continues to rise. A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007, while average family income rose just 147%. Student borrowing has more than doubled in the last decade.

“If we go on this way for another 25 years, we won’t have an affordable system of higher education,” says Patrick M. Callan, president of the center. “The middle class families have been financing it through debt. They will send kids to college whatever it takes, even if that means a huge amount of debt.”

Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them. The good news, however, is that federal loans account for about three quarters of student borrowing, and the government says that money will flow uninterrupted.

1.How did the Jacobs manage to solve their problem?

A. They asked their kids to come home.

B. They borrowed $20,000 from the school.

C. They encouraged their twin sons to do part-time jobs.

D. They got help from the school and the federal government.

2.Financial aid administrators believe that .

A. more families will face the same problem as the Jacobs

B. the government will receive more letters of complaint

C. college tuition fees will double soon

D. America’s unemployment will fall

3.What can we learn about the middle class families from the text?

A. They blamed the government for the tuition increase.

B. Their income remained steady in the last decade.

C. They will try their best to send kids to college.

D. Their debts will be paid off within 25 years.

4.According to the last paragraph, the government will .

A. provide most students scholarships

B. dismiss some financial aid administrators

C. stop the companies from making student loans

D. go on providing financial support for college students

 

Answer 1

1.D

2.A

3.C

4.D

【解析】試題分析：文章大意：本文介紹了學(xué)生貸款增多給家庭帶來的壓力和大學(xué)學(xué)費的不斷增加的社會問題，提出政府對之做出的回應(yīng)。

1.推理判斷題。根據(jù)第三段They asked and received more aid from the schools, and each son increased his borrowing to the maximum amount through the federal loan (貸款) program.得知，她們的解決方案是向?qū)W校索求更多的援助，每個兒子增加貸款到最大額度。所以答案選D。

2.細節(jié)推斷題。由第四段---expect to hear more families like the Jacobs可知，財政援助的管理員們預(yù)期會看到更多像Jacobs一家的情況，所以答案選A。而BD原文沒有提到。C 項根據(jù)第五段Student borrowing has more than doubled in the last decade,可知，在過去10年里已經(jīng)長了一倍還多，因此是錯的。

3.推理判斷題。根據(jù)第六段最后一句話They will send kids to college whatever it takes, even if that means a huge amount of debt.可知，無論需要什么他們都會送孩子去上大學(xué)，即使那意味著大筆的債務(wù)。所以答案選C。

4.推理推斷題。由最后一段可知許多公司做出決定說學(xué)生貸款無利潤，因此不再做貸款，而好消息是聯(lián)邦政府承擔(dān)著四分之三的學(xué)生貸款。因此推斷是D、政府將繼續(xù)不間斷地承擔(dān)對大學(xué)生的資金援助。

考點：考查社會類閱讀。