13.Laws that would have ensured pupils from five to 16received a full financial education got lost in the‘wash up'.An application is calling on the next government to bring it back.
At school the children are taught to add up and subtract(減法) but,extraordinarily,are not routinely shown how to open a bank account-let alone how to manage their finances in an increasingly complex and demanding world.
Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.Children from five to 16should be taught about everything from pocket money to pensions,they say.And that was exactly the plan preserved in the Children,Schools and Families bill that was shelved by the government in the so-called"wash-up"earlier this month-the rush to legislation before parliament was dismissed.Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum(課程).
As the Personal Finance Education Group (Pfeg) points out,the good habits of young children do not last long.Over 75% of seven-to 11-year-olds are savers but by the time they get to 17,over half of them are in debt to family and friends.By this age,26% see a credit card or overdraft(透支) as a way of extending their spending power.Pfeg predicts that these young people will"find it much harder to avoid the serious unexpected dangers that have befallen many of their parents'generation unless they receive good quality financial education while at school."
The UK has been in the worst financial recession(衰退)for generations.It does seem odd that-unless parents step in-young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university.In a recent poll of over 8,000people,97% supported financial education in schools,while 3% said it was a job for parents.
71.The passage is mainly aboutC.
A.how to manage school lessons
B.how to deal with the financial crisis
C.teaching young people about money
D.teaching students how to study effectively
72.It can be inferred from the first two paragraphs thatA.
A.the author complains about the school education
B.pupils should not be taught to add up and subtract
C.students have been taught to manage their finances
D.laws on financial education have been effectively carried out
73.The website and the consumer campaigner joined toD.
A.instruct the pupils to donate their pocket money
B.promote the connection of schools and families
C.a(chǎn)sk the government to dismiss the parliament
D.a(chǎn)ppeal for the curriculum of financial education
74.According to Pfeg,D.
A.it is easy to keep good habits long
B.teenagers spend their money as planned
C.parents are willing to pay the debt for their kids
D.it will be in trouble if the teenagers are left alone
75.A poll is mentioned toA.
A.stress the necessity of the curriculum reform
B.show the seriousness of the financial recession
C.make the readers aware of burden of the parents
D.illustrate some people are strongly against the proposal.
分析 本篇文章呼吁學(xué)校里應(yīng)該開(kāi)設(shè)金融課程來(lái)教會(huì)孩子理財(cái),放任孩子的理財(cái)能力不管會(huì)給他們帶來(lái)嚴(yán)重的經(jīng)濟(jì)后果,這一觀(guān)點(diǎn)也符合絕大多數(shù)家長(zhǎng)的要求.
解答 71.C.主旨?xì)w納題.本篇文章呼吁學(xué)校里應(yīng)該開(kāi)設(shè)金融課程來(lái)教會(huì)孩子理財(cái),故選C.
72.A.段意理解題.由第二段段意可知,學(xué)校會(huì)教孩子學(xué)習(xí)加減法,卻不曾告訴他們?cè)谶@個(gè)日益復(fù)雜和苛刻的世界如何開(kāi)立銀行帳戶(hù),如何管理自己的財(cái)政狀況.可知作者是不滿(mǎn)學(xué)校的教育的額,故選A.
73.D.細(xì)節(jié)理解題.由第三段Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum,可知他們的目的是想讓學(xué)校使金融課程成為必修課程.故選D.
74.D.理解推斷題.由倒數(shù)第二段段意可知,當(dāng)孩子到達(dá)17歲時(shí)會(huì)向家人,朋友欠下,超過(guò)一半的債務(wù),26%信用卡透支,可知放任孩子不管會(huì)使孩子陷入困難中.故選D.
75.A.意圖推測(cè)題.由最后一段中民意投票結(jié)果可知絕大部分人是支持學(xué)校開(kāi)設(shè)金融課程的,作者以此來(lái)說(shuō)明開(kāi)設(shè)金融課程的必要性.故選A.
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