How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(購買), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．a(chǎn)sk somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending

根據(jù)所給詞的適當形式填空（15分）

1.Bill and  I ________(agree)in the past,but we’re good friends now.

2.Just now more than one murderer ________(arrest) by the police.

3.You have to stay at home because it _______(rain)heavily outside.

4.With the help of the computer, the spacemen can be sent to the space even______(safe).

5.Mr Green asks Kate and me not to keep worries to _________.(we)

6.She looked ________at her son(angry) and didn’t say a word.

7.Look!Here __________(come) the bus.Let’s get on it.

8.Lei Feng devoted all his time he had to __________(help) people in need.

9.If you _________(not be)careful, you’ll make many mistakes.

10.---The bike has broken down many times.

-----Yes,and I don’t think it is worth_______(repair)

11.China sent up Chang’e III into space on December 2,2013 ________(成功).

12.They are going to have a big dinner to celebrate their grandpa’s ______birthday.(90)

13.The victim was attacked with a knife and found ________the next day.(死)

14.Fine behaviour and good manners will have important good ______on teenagers.(影

15.Could you help tell me where the ___________skirts are?(演員)

One day a poor boy, who was selling newspapers in a town, found that he had only ten pennies（便士）left, and he was hungry. He decided to ask for a  1.  at the next house. However, he had another idea when a young woman opened the door.

Instead of a meal he asked for a drink of water. But as he looked   2. , she brought him a large glass of milk. He drank it, and then asked, “How much do I own（欠）you?”

“My mother teaches me that I should   3.  get money for any kindness,” she replied. “So you don’t owe me  4. .”

Many years later, the woman became seriously ill. Then she was sent to a famous hospital in London. Dr Kelly was called in to study her illness. When he heard the name of the  5.  which she came from, a strange light filled his eyes. As soon as he walked into her room, he got to know her at once. He did his best to  6.  her. Then he gave special attention to her. After some time she got well.

Dr. Kelly asked for her final bill before she left hospital. He    7.  it, then wrote something on it  8.  it was sent to her. She was afraid to open it, for she believed it would cost the rest of her life to   9.  for it all. But   10.  she opened it, and read these words on it: Paid in full with one glass of milk.

11.A．banana              B．drink                C．meal

12.A．excited             B．thirty               C．hungry

13.A．a(chǎn)lways              B．never                C．sometimes

14.A．a(chǎn)nything            B．everything           C．nothing

15.A．country             B．house                C．town

16.A．protect             B．remember             C．save

17.A．looked at           B．looked after         C．looked for

18.A．a(chǎn)fter               B．before               C．when

19.A．take                B．pay                  C．spend

20.A．finally            B．quickly              C．happily

It was Friday. Andy Barton was in a bad mood . At six o’clock his __1__ programme, “Travel with us”, was on TV. Andy liked to get home in ___2___ for that. But then, just as he was leaving his office a little earlier , a customer (顧客) rang up with a few complaints for the next fif­teen minutes. “I can ___3__ get home in time if I hurry,” Andy told himself as he___4___out of the office. As he drove off in his car, he ___5___ that he was almost out of petrol(汽油). “I’ll have to stop at Fenton’s”, Andy thought. He ___6___Fenton’s because it was a self-service petrol station. “You do all the work yourself, but you pay___7____for the petrol,” he used to complain. At Fenton’s, the pump (泵) was not working properly and it ___8__ much time to get petrol. So when Andy got home, it was already two minutes past six. Just then the phone rang. “Shall I answer it?” Andy thought. He tried to___9__ his attention on the programme and forget the phone. But it kept ringing and finally he picked it up.
“Mr Barton?”__10__said. “Fenton’s Ga­rage here.”“Fenton’s?” Andy said. “Why, I was at your place only a few minutes ago, getting some petrol. Did I _11_ something behind or what?” “No, you didn’t, Mr Bar­ton.” And the voice went on. “That’s just the __12__ ! You went off without paying for your petrol, you __13___！ Now normally, when that happens, we ring up the police. But Luckily I knew you and I know it was a _14__.” “I’m really very sorry,” Andy said. “Oh, that’s all right, Mr Barton. But could you __15__round now and pay for your petrol? And please hurry! We close at half past six!”