Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let the children learn from experiences at an early age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands a choice between spending and saving.Older children may be responsible enough to save money for larger costs like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance.

A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

1.Giving an allowance, parents should consider all the following EXCEPT_______.

A. how much the child should get each time

B. whether the child has made a budget

C. where the money really goes

D. how often a child can get it

2.The author of the passage holds the opinion that________.

A. what children learn by handling allowances may be beneficial in the future

B. children can learn to set up their own business with their allowances

C. keeping allowances in the bank is the best choice for children

D. it is not a good idea to pay children for housework at home

3.The underlined words “compound interest” in the passage probably means ________.

A. increasing curiosity to learn how to make more money

B. stronger power to hold one’s attention to saving money

C. money paid by the bank on your original money and the gain from it

D. the sum of money that you earn from keeping your money in the bank

4.What is the best title for the passage?

A. Be Generous to Pay Your Children.

B. Be Wise to Avoid Financial Mistakes.

C. Saving Allowances Does Good to Children.

D. Allowances Help Children Learn about Money.

練習(xí)冊(cè)系列答案
相關(guān)習(xí)題

科目:高中英語(yǔ) 來源:甘肅省蘭州市2018屆高三8月月考英語(yǔ)試卷 題型:七選五

Things to Remember When You’re Having a Bad Day

Even the hardest days contain lessons that will help you be a better person. Feeling down? Consider these things to remember when you’re having a bad day.

● No one promised life would be perfect.

1.Don’t base your happiness on meeting every expectations you set for yourself. It is good to be ambitious, but you’ll never be perfect. If you expect otherwise, your life will be filled with disappointments.

2.

Trees that are slow to grow bear the best fruit. Don’t kid yourself into thinking success will come quickly. It isn’t easy to be patient, but anything worth doing requires time.3..

● Without hard times, you wouldn’t appreciate the good ones.

Strength does not come from winning. Your struggles develop your strengths. When you go through hardships and decide not to give up, that is strength.4.. It is hard to find much to smile about when you fail, but how else would you improve yourself? If you look at failures as a part of your growing process, you’ll stay positive and follow your goals for as long as it takes.

● It’s OK to cry sometimes.

Do not apologize for crying. Without this feeling, we are only robots. Don’t be afraid of crying.5.Instead, it is an acceptable way to let go of your depressed feelings. If you let those feelings build up without release, you’ll have a much harder time dealing with them later.

A. Don’t get sad if you lose.

B. It isn’t a sign of weakness.

C. Success doesn’t happen overnight.

D. It’s not okay to foreign now and then.

E. Don’t compare your life with others.

F. Remember: Rome was not built in a day.

G. If you look for perfection, you’ll never be content.

查看答案和解析>>

科目:高中英語(yǔ) 來源:河南省漯河市2016-2017學(xué)年高二3月月考英語(yǔ)試卷 題型:七選五

根據(jù)短文內(nèi)容,從短文后的選項(xiàng)中選出能填入空白處的最佳選項(xiàng),并在答題卡上將該項(xiàng)涂黑。選項(xiàng)中有兩項(xiàng)為多余選項(xiàng)。

Life is hard and throws a lot at us at times.There are circumstances that make us feel stuck and trying to find an escape.Despite what’s happened or where you are right now,you can live a happy life on your terms.1..Here are five choices that can lead you to whatever a happy life means to you.

Ending a terrible Relationship or Moving Forward in a Good One

Just like our work,our relationships also have a tremendous effect on our life. 2..Relationships are hard because love is involved,and love is rarely rational.It can also be more than romantic relationships; any that are toxic can rob us of happiness.We have to make a choice to purge negativity from our lives in any form.If you have good relationships,make the choice to do the work it takes to grow together.

(2). 3..

It’s not easy to do things that scare us or that we’re not used to.Growing up,we were taught to follow the rules and do what society considers normal.When we stay within our comfort zone,we miss a huge opportunity for growth and adventure. 4..Step outside of your comfort zone daily and get a blueprint for the kind of life that makes you happy.

(3). Getting Committed to a Healthy Lifestyle

Your health is important to living a long and happy life.Making healthy choices helps you have the energy you need to push forward and make big changes in your life.What you eat affects how you feel and the attitude that you have towards yourself and the world. 5..

A. Stepping Outside of Your Comfort Zone.

B. Finding or Creating Work that Fulfills You

C. They can bring us joy or frustrate us into depression.

D. You deserve to spend each day living life on your terms.

E. Happiness starts in your mind and then in the choices you make.

F. Make healthy choices and will it will be a big contributor to your happiness.

G. To grow as a person,you have to try new things and figure out if they’re right for your life.

查看答案和解析>>

科目:高中英語(yǔ) 來源:甘肅省2016-2017學(xué)年高二下學(xué)期期末考試英語(yǔ)試卷 題型:完形填空

I work as a volunteer for an organization that helps the poor in Haiti. Recently I took my son Barrett there for a week, hoping to______him.

Before setting out, I told Barrett this trip would be tiring and______. For the first two days, he said almost nothing. I worried the trip was too______for a 17-year-old. Then, on Day three, as we were______over high rocky mountains, he turned to me and grinned(咧嘴笑), “Pretty hard.”

After that there was no turning back. A five-year-old girl, wearing a dress several sizes______large and broken shoes, followed Barrett around, mesmerized(著迷). He couldn’t stop______. Later he said______. “I wish I could speak French.” I was______-this from a boy who hated and______French classes throughout school.

Usually silent, he______Gaby, our host, and kept asking questions about the country and its people. He blossomed(活潑起來).

____, the moment that really took______breath away occurred in a village deep in the mountains. I was______a woman villager for an article. 135 centimeters tall, she was small in figure but strong in______. Through determination, she had learned to read and write, and______to become part of the leadership of the______.

Learning her story, Barrett was as______as I by this tiny woman’s achievements. His eyes were wet and there was a______of love and respect on his face. He had finally understood the importance of my work.

When leaving for home, Barrett even offered to stay______as a volunteer. My insides suddenly felt struck. This______achieved all I’d expected. Soon he will celebrate his 18th birthday. He’ll be a man.

1.A. comfort B. please C. attract D. educate

2.A. rough B. dangerous C. troublesome D. violent

3.A. little B. much C. fast D. slow

4.A. moving B. running C. climbing D. looking

5.A. too B. very C. even D. so

6.A. joking B. crying C. shouting D. smiling

7.A. patiently B. regretfully C. lightly D. cheerfully

8.A. ashamed B. disappointed C. determined D. surprised

9.A. took up B. went in for C. fought against D. called off

10.A. befriended B. disregarded C. avoided D. recognized

11.A. Thus B. Even C. Meanwhile D. However

12.A. our B. his C. my D. her

13.A. asking B. interviewing C. arranging D. describing

14.A. brain B. wish C. will D. health

15.A. appeared B. struggled C. hesitated D. failed

16.A. village B. city C. organization D. state

17.A. pleased B. bored C. touched D. puzzled

18.A. combination B. composition C. connection D. satisfaction

19.A. in B. behind C. out D. away

20.A. interview B. flight C. article D. trip

查看答案和解析>>

科目:高中英語(yǔ) 來源:河南省南陽(yáng)市2016-2017學(xué)年高二下學(xué)期第一次月考(3月)英語(yǔ)試卷(解析版) 題型:短文改錯(cuò)

短文改錯(cuò)

假定英語(yǔ)課上老師要求同桌之間交換修改作文,請(qǐng)你修改你同桌的以下作文。文中共有10處語(yǔ)言錯(cuò)誤,每句中最多有兩處,每處錯(cuò)誤僅涉及一個(gè)單詞的增加,刪除或修改。

增加: 在缺詞處加一個(gè)漏字符號(hào)(^),并在其下面寫出該加的詞。

刪除: 把多余的詞用斜線(\)劃掉。

修改: 在錯(cuò)詞下劃一橫線,并在該詞下面寫出修改后的詞。

Patience is of great importance in our daily life. Once I waited a bus to come at a stop. 30 minutes past, but no bus came. Both upset and annoyed, I decided to walk on feet. But no sooner had I left when the bus arrived. I thought if I had waited for one more minute, I would have caught it. If I chose to take a next bus, I would have to wait for other 30 minutes. Only then do I realize my problem. Being impatient will possible waste all the effort that we have put it in. Now whenever I am close to lose my patience, I’ll think of this experience.

1.2.3.4.5.

6.7.8.9.10.

查看答案和解析>>

科目:高中英語(yǔ) 來源:安徽省巢湖市2016-2017學(xué)年高二下學(xué)期第三次月考英語(yǔ)試卷 題型:短文改錯(cuò)

短文改錯(cuò)

假定英語(yǔ)課上老師要求同桌之間交換修改作文,請(qǐng)你修改你同桌的以下作文。文中共有10處語(yǔ)言錯(cuò)誤,每句中最多有兩處,每處錯(cuò)誤僅涉及一個(gè)單詞的增加,刪除或修改。

增加: 在缺詞處加一個(gè)漏字符號(hào)(^),并在其下面寫出該加的詞。

刪除: 把多余的詞用斜線(\)劃掉。

修改: 在錯(cuò)詞下劃一橫線,并在該詞下面寫出修改后的詞。

Patience is of great importance in our daily life. Once I waited a bus to come at a stop. 30 minutes past, but no bus came. Both upset and annoyed, I decided to walk on feet. But no sooner had I left when the bus arrived. I thought if I had waited for one more minute, I would have caught it. If I chose to take a next bus, I would have to wait for other 30 minutes. Only then do I realize my problem. Being impatient will possible waste all the effort that we have put it in. Now whenever I am close to lose my patience, I’ll think of this experience.

1.2.3.4.5.

6.7.8.9.10.

查看答案和解析>>

科目:高中英語(yǔ) 來源:安徽省巢湖市2016-2017學(xué)年高二下學(xué)期第三次月考英語(yǔ)試卷 題型:閱讀理解

Going green seems to be fad(時(shí)尚)for a lot of people these days. Whether that is good or bad, we can’t really say, but for the two of us, going green is not a fad but a lifestyle.

On April 22,2011,we decided to be green every single day for an entire year. This meant doing 365 different things, and it also meant challenging ourselves to go green beyond the easy things. Rather than recycle and reduce our energy, we had to think of 365 different things to do and this was no easy task.

With the idea of going green every single day a year, Our Green Year started. My wife and I decided to educate people about how they could go green in their lives and hoped we could show people all green things that could be done to help the environment. We wanted to push the message that every little bit helps.

Over the course of Our Green Year, we completely changed our lifestyles. We now shop at organic(有機(jī)的) stores. We consume less meat, choosing green food. We have greatly reduced our buying we don’t need. We have given away half of what we owned through websites. Our home is kept clean by vinegar and lemon juice, with no chemical cleaners. We make our own butter, enjoying the smell of home-made fresh bread. In our home office anyone caught doing something ungreen might be punished.

Our minds have been changed by Our Green Year. We are grateful for the chance to have been able to go green and educate others. We believe that we do have the power to change things and help our planets.

1.What might be the best title for the passage?

A. Going Green. B. Protecting the Planet.

C. Keeping Open-Minded D. Celebrating Our Green Year.

2.It was difficult for the couple to live a green life for the whole year because_________.

A. they were expected to follow the green fad

B. they didn’t know how to educate other people

C. they were unwilling to reduce their energy

D. they needed to perform unusual green tasks

3.What did the couple do over the course of Our Green Year?

A. They tried to get out of their ungreen habits.

B. They ignore others’ ungreen behavior.

C. They chose better chemical cleaners.

D. They sold their home-made food.

4.What can we infer form the last paragraph?

A. The government will give support to the green people.

B. The couple may continue their project in the future.

C. Some people disagree with the couple’s green ideas.

D. Our Green Year is becoming a national campaign.

查看答案和解析>>

科目:高中英語(yǔ) 來源:山東省2018屆高三上學(xué)期開學(xué)考試英語(yǔ)試卷 題型:閱讀理解

Seven years ago,back in 2010,some reports covered a story that the world's longest railway tunnel was under construction in Switzerland.At that point it had already been under construction for over a decade.It had been voted to be built nearly a quarter of a century ago!The idea to build it could date back to nearly 70 years ago—about as old as some of your grandparents!

Yesterday,it was finally ready!

It's 35 miles long and runs 7,500 feet beneath the Swiss Alps,a famous mountain range in Switzerland.It even runs under an old tunnel that was there before.It took a total of 17 years to build at a cost of $12 billion.128 million tons of rock were dug.Two million truckloads of earth were removed!

The tunnel connects northern and southern Europe.The opening of this runnel was such a big deal that the Germany's leader,Chancellor Angela Merkel,France's president,Francois Hollande,and Italy's prime minister,Matteo Renzi,were an there to celebrate,as was Austria's chancellor Christian Kern.

It's called the Gotthard Base Tunnel.Eventually,325 freight and passenger trains will go through the tunnel,relieving a lot of traffic on the roadways there and making it a more environmentally friendly option.The Gotthard Base Tunnel is a wonder of engineering!Make us want to visit it!

1.When did people first have the idea of building the Tunnel?

A. About 70 years ago. B. Half a century ago.

C. Twenty five years ago. D. Seven years ago.

2.What can we learn about the Tunnel?

A. It used to be an old tunnel. B. It has just been completed.

C. It connects all European countries. D. It runs over a range of mountains.

3.What may be the purpose of building the Tunnel?

A. To improve traffic. B. To increase employment.

C. To attract donation. D. To stop pollution.

4.What can be inferred about the Tunnel?

A. It will cause conflicts among countries. B. It will be of little benefit to the locals.

C. It may do damage to the environment. D. It may become a tourist attraction.

查看答案和解析>>

科目:高中英語(yǔ) 來源:安徽省銅陵市2017-2018學(xué)年高二上學(xué)期入學(xué)檢測(cè)英語(yǔ)試卷 題型:七選五

Summer is the season to dive into new activities and relax. And right now is the time to make sure that you’re ready for the great outdoors, the holiday planning and travel, and the bathing suit beach days.

If you want to lose weight before summer, concentrate on dropping no more than a pound or two a week. 1.And when you trouble yourself, sooner or later you,re going to gain it back. Operate on a 500-calorie-a-day deficit (虧損). 2. So if you cut 500 calories a day for seven days straight, you’ll lose a pound a week right there.

Operating at a decrease of 500 calories a day should involve both eating less and moving more. For example, you could consume 300 fewer calories and bum 200 extra per day.

Include both healthy eating and exercise in your weight-loss plan, and break the 500-calorie goal into small groups to make it more reachable. 3.

To cut 100 calories: 4. Have vegetable pizza instead of pepperoni (意大利辣香腸). Use our Nutritional Needs Calculator to determine how many daily calories you should consume in order to lose, gain, or maintain your healthy goal weight. Once you’ve reached your goal, recalculate your nutritional needs for keeping extra weight off all summer long.

To burn 100 calories: spend 15 minutes biking. 5. Spend 20 minutes gardening. Keep on exercising at least 30 minutes daily a week. Reading food labels and counting calories or writing down what and when you eat can give you more control as well.

A. Here are some simple ways to get there.

B. Walk or run one mile.

C. A pound is 3,500 calories.

D. It is okay to have some snacks between your meals.

E. You should always make sure you get a lot of sleep.

F. Anything more than that usually means you’re troubling yourself.

G. Eat a chicken breast without the skin.

查看答案和解析>>

同步練習(xí)冊(cè)答案