Christmas can easily become an expensive time of a year. From gifts to decorating, the money spent on the celebration adds up quickly. But there's no reason to completely break the bank. 1.

Make a budget (預(yù)算). Set the amount you're willing to spend for the holiday, including gift giving, decorating and travel. 2. And if you can keep to your budget, you'll lead an easy life in the following weeks and months.

Start shopping for Christmas decorations early. Stores have sales for decorations between Halloween and Thanksgiving. 3. Better yet, go shopping for next year's decorations the day after Christmas. You can buy many things at very low prices right after Christmas.

Shop for gifts all year round. Whenever you're out shopping, keep an eye out for great Christmas presents. 4. Shopping early can prevent you from spending more money than you can afford. And if you spend little here and there throughout the year, Christmas will have a much smaller influence on your wallet in December.

Scale down (縮減) your gift giving. Sometimes you just can't afford to get something for everyone. Remove the people from your list whom you rarely speak with. 5. The people you do choose to buy for don't need something expensive. Keep in mind that it's the thought that is more important.

A. Send them simple cards instead.

B. This budget is perfect for many people.

C. Once you have a budget set, keep to it.

D. And it's after Thanksgiving that the prices begin to go up.

E. Christmas is known as the season of giving, sharing and receiving.

F. There are ways to celebrate well and spend wisely at the same time.

G. It doesn't matter when you get the gift, whether it's January or June.

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