Parents do need to teach their kids financial responsibility and that money is earned.Still,many child-development experts agree that tying a child's allowance to chores can be a slippery slope.Here's why.

Susie Walton,master instructor at Peace in Your Home advises to keep chores and allowances totally separate. "Allowance is one thing.When it comes to chores,life skills,responsibilities-that's a whole different thing." says Walton.

Walton says, "When kids aren't doing a chore,you don't say, 'Well,there goes your allowance.' You're going to sit them down and ask what's going on. 'We are a team.We are a family.We've got to have them done.' "

Besides,by paying children for chores with an allowance,you'll also be sending the message that work isn't worth doing unless they're getting paid for it.

There are times when it would make sense to pay kids for chores.Most financial and child-development experts agree that it's a fine idea to pay children money for extra jobs that are outside their normal set of chores,such as washing windows,washing the car or helping to clean out the garage-especially if the child is saving for a big item. This may even develop an entrepreneurial（企業(yè)家的）spirit to think outside of the box to earn money.

For parents who are concerned that their children won't learn the value of a dollar if the allowance isn't tied to household chores,note that there are still plenty of money management skills to be learned from a straight allowance. Depending on the age,kids can be made responsible for paying for their own toys or snacks.Some parents even require that kids set aside a percentage of their allowance toward savings.

"I really like having my own money," says Kevin,9. "It's up to me if I want to buy the cheap toy now,or save and get the better toy." And that's a good lesson to learn at 9 years old.

No matter which allowance route you take in parenthood,kids will feel empowered by being able to handle their own money.

1.According to Susie Walton,parents should________.

A. teach kids the value of work

B. pay kids allowances after they finish chores

C. separate chores from allowances completely

D. tell kids to take responsibility for earning money

2.Which of the following would most financial and child-development experts agree with?

A. A kid's allowance should be tied to all the chores.

B. Kids can be paid allowances for their extra jobs that are outside their normal set of chores.

C. Kids should be paid allowances to develop their entrepreneurial spirits.

D. Kids should be taught to think outside of the box.

3.What does the author think of Kevin's action?

A. He approved of what Kevin said.

B. He didn't give any opinion about Kevin's action.

C. He thought it proper for a boy of 9 to buy cheap toys.

D. He worried about Kevin's action.

4.What's the main idea of the text?

A. Parents should not give kids allowances.

B. Whether kids should do chores at home.

C. Whether kids should keep allowances for later use.

D. Whether parents should pay kids for chores.

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