Do you know insurance? Buying insurance is a ______by which people can protect themselves ______large losses. Protection against fire is one kind of insurance. Large number of people pay _______sums of money to an insurance company. Although thousands of people have paid for fire insurance, only__________will lose their homes by fire. The insurance company will pay for these homes out or the sums of money it has __________.

The first modern fire insurance company was _______in London, England, in 1666. A great fire had just _______ most of the city, and people wanted protection against _______losses. The first company _______ rapidly. Soon other companies were founded in other areas.

Benjamin Franklin helped form the first fire insurance company in America in 1752. He also _______ a new kind of insurance for_______ . The new insurance would offer protection against the loss of crops______ storms.

In 1795, Benjamin Franklin helped start______ new insurance company in America. This company,______ offered life insurance, collected some money ________  from many different men. _______a man died, his family was given a large sum of money. Today, this company is________in business.

Over the years, people have ________ from many new kinds of insurance when they have suffered from _________accidents as car and plane crashes.______, almost everyone has some kind of insurance.

1.A. way B. firm C. consideration D. means

2.A. from B. against C. with D. beyond

3.A. small B. huge C. much D. little

4.A. many B. little C. few D. a few

5.A. stole B. collected C. lent D. brought

6.A. built B. found C. formed D. organized

7.A. destroyed B. hurt C. harmed D. wounded

8.A. farther B. further C. wider D. longer

9.A. risen B. rised C. grew D. turned

10.A. suggested B. determined C. asked D. demanded

11.A. farmers B. workers C. waiters D. doctors

12.A. with B. by C. from D. for

13.A. other B. certain C. another D. some

14.A. where B. which C. whom D. that

15.A. commonly B. usually C. regularly D. ordinarily

16.A. If B. Although C. Unless D. Because

17.A. always B. still C. hardly D. seldom

18.A. paid B. offered C. bought D. benefited

19.A. many B. so C. such D. that

20.A. Today B. Generally C. Lately D. Tomorrow

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1.A. race B. class C. ceremony D. competition

2.A. colleagues B. family C. neighbors D. relatives

3.A. spare B. wait C. spend D. lose

4.A. slowly B. softly C. confidently D. loudly

5.A. as soon as B. as long as C. as though D. even if

6.A. bottom B. top C. beginning D. corner

7.A. letter B. foot C. image D. shadow

8.A. woke up B. stood up C. got up D. looked up

9.A. rest B. type C. learn D. exercise

10.A. widely B. happily C. weakly D. politely

11.A. watched B. searched C. hesitated D. complained

12.A. comment B. footsteps C. warning D. advice

13.A. fell over B. sat down C. turned around D. walked away

14.A. peace B. astonishment C. relief D. silence

15.A. doubted B. argued C. apologized D. nodded

16.A. surprise B. sadness C. disappointment D. excitement

17.A. enjoy B. remember C. forget D. value

18.A. story B. question C. poster D. composition

19.A. grateful B. generous C. forgetful D. selfless

20.A. opinion B. request C. promise D. gift

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