【題目】Urban household assets reach average of 3.18 million yuan in 2019

Editors note: Urban residents' average household assets（資產(chǎn)）were about 3.18 million yuan in China in 2019 and that of Beijing residents was about 8.93 million yuan, the highest in the country.

Distribution of household assets of urban residents

Urban residents' household assets are mainly physical assets with housing as the main part, accounting for about 80% of the total.

The housing ownership rate was 96%, 1.5 sets for each household on average.

58.4% families have one set of housing 31.0% families have two sets of housing

10.5% families have three or more sets of housing

Household average assets in eastern regions are higher than other parts of China, with the amount in Northeast China the lowest, accounting for about one third of East China.

Top three regions with highest household assets in China in 2019 are Beijing, Shanghai and Jiangsu province.

Middle-aged and young people and well-educated people are more likely to have debts

Average household debt: 512,000 yuan

Families with householders aged 65 or above are more likely to invest in financial products including wealth management, asset management and trust.

The average value was about 239,000 yuan, about 1.4 times the average.

Household debt participation rate by householder's education level

Household debt participation rate by age

About 73. 1% of those aged between 26 and 35 have household debt.

【1】How many families have more than two sets of housing, according to the passage?

A.58.4%.B.31.0%.

C.10.5%.D.96%.

【2】Which region has the highest household assets in China in 2019?

A.Beijing.B.Shanghai.

C.Jiangsu.D.Northeast China.

【3】Who does probably have the most household debt, according to the report?

A.Li Hua, graduating from high school, 37 years old, working as a self-employed.

B.Sun Yi, master’s degree, 35 years old, working in a IT company.

C.Zhang Yinyin, college degree, 18 years old, studying in a key university.

D.Chen Rui, Bachelor’s degree, 69 years old, retired from the work.

【答案】

【1】C

【2】A

【3】B

【解析】

這是一篇新聞報(bào)道。2019年中國(guó)城鎮(zhèn)居民平均家庭資產(chǎn)(資產(chǎn))約為318萬(wàn)元。文章從四個(gè)方面對(duì)此進(jìn)行了分析。其中北京居民約為893萬(wàn)元，居全國(guó)首位。

【1】

細(xì)節(jié)理解題。根據(jù)文章第二段Distribution of household assets of urban residents中的10.5% families have three or more sets of housing. 10.5%家庭擁有三套或三套以上住房。由此可知，超過(guò)兩套及以上房產(chǎn)的家庭有10.5%。故選C。

【2】

細(xì)節(jié)理解題。根據(jù)第二段Distribution of household assets of urban residents中的 Top three regions with highest household assets in China in 2019 are Beijing, Shanghai and Jiangsu province. 2019年中國(guó)家庭資產(chǎn)最高的前三個(gè)地區(qū)是北京、上海和江蘇省。由此可知，2019年中國(guó)家庭資產(chǎn)最高的地區(qū)是北京。故選A。

【3】

推理判斷題。根據(jù)Household debt participation rate by householder's education level中的圖表可知，家庭債務(wù)參與率最高的是有master’s degree（博士學(xué)位）的人，由此可推知，B項(xiàng)（Sun Yi, master’s degree, 35 years old, working in a IT company）可能家庭債務(wù)率最高。故選B。

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