【題目】Are you good with money?I learnt to be careful with it during my childhood. My father would give me some pocket money and tell me it should last for a whole week. So,I learnt I had to save some if I didn’t want to run out of cash quickly. No surprise there:my dad was an accountant!
It's never too early to become money savvy(會(huì)理財(cái)).That's what British personal finances expert Martin Lewis thinks. He was part of a successful campaign to include financial education on the school curriculum in England. It will be embedded(植入)in maths and citizenship education. This includes children from 5 to 16 years old.
Lewis says:“We desperately need to break the cycle of financial illiteracy(無知)in the UK—one of the causes of our current economic crisis and a huge contributor to continued mis-selling epidemics(違規(guī)銷售).”
Being careful with money pays off. Banks in Britain recently found themselves having to pay a large number of people who were persuaded to spend money and buy insurance policies they didn’t need. Many wasted their money on investments which were not for them. Few have the patience to read the small print.
The British say‘take care of the pennies and the pounds will take care of themselves’.It means you have to watch your daily expenses and not just the big purchases in your life such as houses.
Martin Lewis has made millions from his website which advises people to be thrifty(節(jié)儉)and refuses any suggestion that he is mean. The expert says in an interview with the English newspaper the Daily Express:“the better you are with your cash,the better your life can be. People think I am telling them to stop spending money but I am simply telling them to spend it wisely.”
【1】From Paragraph 1 we can know that the author ___________.
A. was in deep debt
B. was good with money as a child
C. ran out of cash quickly
D. earned a lot of money
【2】The financial education in England aims to ________.
A. educate children to become money savvy
B. avoid continued mis-selling epidemics
C. help children make money
D. deal with the current economic crisis
【3】What’s the financial problem of some people in Britain?
A. They have no patience to spend money.
B. They watch their daily expenses.
C. They invest money blindly and unwisely.
D. They neglect big purchases.
【答案】
【1】B
【2】A
【3】C
【解析】
試題分析:本文介紹了很多英國(guó)人在投資理財(cái)方面有很大的問題,不會(huì)明智地投資。并建議在英國(guó)的教育中增加一些投資理財(cái)?shù)南嚓P(guān)教育。
【1】B 細(xì)節(jié)理解題。根據(jù)第一段前兩句Are you good with money?I learnt to be careful with it during my childhood.可知受到家庭的影響,作者從小時(shí)候開始就留意錢的問題,就有理財(cái)?shù)乃枷搿9蔅正確。
【2】A 推理判斷題。根據(jù)文章第二段It's never too early to become money savvy(會(huì)理財(cái)).He was part of a successful campaign to include financial education on the school curriculum in England. It will be embedded(植入)in maths and citizenship education. This includes children from 5 to 16 years old.可知在英國(guó)的教育中會(huì)植入理財(cái)方面的知識(shí),這樣做的目的就是讓英國(guó)的孩子學(xué)會(huì)理財(cái)。故A正確。
【3】C 推理判斷題。根據(jù)第四段最后兩句Many wasted their money on investments which were not for them. Few have the patience to read the small print.可知很多英國(guó)人在金錢投資方面很不明智。故C正確。
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