【題目】 I grew up in Hastings, a small coastal town in East Sussex, famous for 1066 years of history and seaside charm. I have a memory as a boy, saving my pocket money by placing it in a special drawer, the golden pound coins collecting into a neat pile. When I was 14 in 2007, I saved up money for a gap year, by working at a bingo hall, and I put the money into a savings account. I remember getting 70 ($91) interest rates one year, which made me feel very rich indeed.

Skip forward to 2018 and I was living and working in Beijing, China, as a journalist. All around me Beijing residents were paying for everything using just their smart phones. They would walk up to a counter of a restaurant, shop, or convenience store, and offer up a QR code(二維碼)for the cashier to scan. Once scanned, the online system would immediately deduct(扣除) the exact amount owed from the payer’s e-wallet. No reaching for cash and waiting for change. The transaction would take seconds.

But I was a stubborn holdout. My friends, both Western and Chinese, would make fun of me for being so traditional – for sticking to ―dirty cash. But there were a couple of reasons why I kept using physical money and avoided getting into e-payments and e-wallets. Firstly, it felt safer. I wasn’t really aware of how electronic money would work on my smart phone and I feared it would somehow get easily taken away. Secondly, I feared that by moving to e-payments, I would end up spending more. I would lose all sense of how much, day by day, I would be spending.

Were these fears justified? As more and more people across the world escape cash, these are essential issues for me to consider.

【1】Which of the following made the writer feel very rich?

A.Saving 70 ($91) by placing it in a special drawer.

B.Collecting 70 ($91) coins into a neat pile.

C.Putting 70 ($91) into a savings account in bank.

D.Getting 70 ($91) interest rates from a bank.

【2】Which’s not the advantage of e-payments?

A.No reaching for cash.B.No waiting for change.

C.Taking only few seconds.D.Spending more money.

【3】Why didn’t the writer like to accept the e- payments at first?

A.Because he was too traditional to save money.

B.Because he liked the sense of paying in cash.

C.Because he thought e-payments would deduct more.

D.Because he knew how e-payments work on smartphones.

【4】What can we infer about the writer from the last paragraph？

A.He accepted the idea that money is abstract.

B.He eventually turned to using e-payments.

C.He thought the pain of e-payment is delayed.

D.He insisted that having physical cash is safer.

【答案】

【1】D

【2】D

【3】B

【4】B

【解析】

本文為記敘文。作為一個(gè)在中國(guó)的外國(guó)人，看到周圍的朋友，周圍的人都在用電子支付，作者還是不愿意用這種方便快捷的支付方式，因?yàn)楹ε码娮又Ц恫话踩�，可能�?huì)花更多的錢。隨著世界上越多的人使用電子支付，作者最終也會(huì)采用電子支付的。

【1】細(xì)節(jié)理解題。根據(jù)第一段最后一句I put the money into a savings account.I remember getting 70 ($91) interest rates one year, which made me feel very rich indeed.我把錢存進(jìn)了一個(gè)儲(chǔ)蓄賬戶。我記得有一年的利息是70英鎊(91美元)，這讓我覺得自己真的很富有。由此可知D項(xiàng)符合題意，故選D。

【2】細(xì)節(jié)理解題。根據(jù)第二段Once scanned, the online system would immediately deduct(扣除) the exact amount owed from the payer's e-wallet. No reaching for cash and waiting for change. The transaction would take seconds. 一旦掃描，在線系統(tǒng)將立即從付款人的電子錢包中扣除所欠的實(shí)際金額。不用拿現(xiàn)金和等找零錢。交易只需要幾秒鐘。可知A、B和C是電子支付的優(yōu)點(diǎn)。第三段I feared that by moving to e-payments, I would end up spending more.我擔(dān)心如果用電子支付，我最終會(huì)花更多的錢�？芍瑫�(huì)多花錢不是電子支付的優(yōu)點(diǎn)，故選D。

【3】推理判斷題。第三段But there were a couple of reasons why I kept using physical money and avoided getting into e-payments and e-wallets. Firstly, it felt safer. I wasn't really aware of how electronic money would work on my smart phone and I feared it would somehow get easily taken away. 。但有幾個(gè)原因讓我一直使用實(shí)物貨幣，避免進(jìn)入電子支付和用電子錢包。首先感覺實(shí)物傾向更安全，我不知道電子貨幣在我的智能手機(jī)上是如何工作的，我擔(dān)心它會(huì)很容易被拿走。由此可推斷出作者喜歡用實(shí)物貨幣，認(rèn)為它安全，喜歡用現(xiàn)金支付的感覺。故選B。

【4】推理判斷題。根據(jù)最后一段Were these fears justified? As more and more people across the world escape cash, these are essential issues for me to consider. 這些擔(dān)心合理嗎?隨著世界上越來越多的人避免用現(xiàn)金，這些都是我需要考慮的重要問題。由此可推斷出， 由于世界上更多的人不再用現(xiàn)金支付，所以我也在考慮用電子支付這種方法了，即作者最終還是要用電子支付的。故選B。

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